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Dealing with automobile accidents is always a traumatic experience. However, the severity of the situation can drastically increase when the driver involved is either uninsured or underinsured. This is when you need an expert, like an uninsured motorist attorney, to help navigate the complex legal waters.
Car accidents, regardless of the circumstances, can be incredibly distressing. When you find yourself in an unfortunate incident where the other party lacks sufficient insurance or carries none at all, the situation can take an especially challenging turn. In such instances, your key to recovering your losses generally involves making a claim against your personal uninsured motorist policy. This tactic comes into play specifically when you find yourself the victim of a hit-and-run accident.
However, the path to claiming compensation is rarely smooth. Unfortunately, not all insurance companies are eager or willing to provide the support you deserve. You might find that your insurance representatives dispute your uninsured or underinsured motorist claim. They may even assert that the accident was your fault, a common tactic employed by insurance companies to avoid paying claims. This can happen even in instances where a reckless driver has forced you off the road without making direct contact with your vehicle.
Visualize a situation where your car winds up in a ditch, and the other driver disappears from the scene. The insurance company may still claim that the accident was entirely your fault, especially because you cannot identify the driver who caused the incident. In these challenging scenarios, an uninsured motorist attorney can play a critical role, helping you counter your insurance company’s claims.
Disputes can emerge due to an array of reasons. By having a seasoned personal injury lawyer or an uninsured motorist accident attorney by your side, you can level the playing field against your insurance company. Remember, they will undoubtedly have their legal counsel ready.
In case you’re involved in an accident with an uninsured or underinsured driver, Zbinden & Curtis is ready to step in as your dedicated underinsured motorist accident attorney. Our primary aim is to help you pursue the maximum compensation possible for your losses. We urge you to get in touch with our firm today for a free initial consultation.
It’s essential to understand that insurance regulations vary across states. For instance, states like Washington mandate insurance companies to offer motorists uninsured or underinsured motorist coverage when purchasing liability insurance. In Oregon, the law demands each driver to carry a minimum of $25,000 of uninsured/underinsured motorist coverage. So, if you’re an Oregon resident involved in an accident with an uninsured or underinsured driver, your insurance company should cover your bills up to the amount stipulated.
The world of auto insurance can be intricate, filled with complex terms and conditions that can be challenging for the average person to comprehend. Often, insurance companies capitalize on this complexity, taking advantage of the fact that many policyholders do not fully understand their coverage’s specifics. In unusual circumstances, the insurance company might attempt to deny a claim or minimize the payout that the insured driver rightfully deserves, despite having regularly paid their premiums.
Don’t allow yourself to be overwhelmed by these complexities. At Zbinden & Curtis, we function as your trusted uninsured motorist attorneys, ready to navigate these difficult situations on your behalf. We understand the tactics insurance companies utilize and have the expertise to apply the law to any circumstance related to an accident. With an uninsured motorist attorney by your side, you stand a significantly better chance of securing justice and fair compensation.
Being involved in an accident with an uninsured or underinsured driver can seem like an insurmountable hurdle. However, with the expertise of an experienced uninsured motorist attorney from Zbinden & Curtis, you can rest assured that your case is in capable hands.
As your dedicated uninsured motorist attorney, we’re committed to representing you and ensuring that your rights are not trampled on. Our primary objective is to ensure that you receive the compensation you deserve. We understand the nuances of insurance laws and how to navigate them for your benefit.
Don’t let the complexity of insurance laws intimidate you. Instead, reach out to us for a free initial consultation today. An experienced and skilled uninsured motorist attorney is waiting to help you navigate the complexities of your situation.
817 NE Broadway St.
Portland, OR 97232
503-287-5000
1385 Mt. Hood Ave.
Woodburn, OR 97071
503-982-7000