Mon-Fri: 8am-5:30pm | Sat: 8am-1pm




Uninsured or Underinsured Coverage

Involved in an Accident with an Uninsured or Underinsured Driver? Call our Law Firm Today!

Car accidents are never pleasant. When the other party either has no insurance or not enough insurance, the car accident experience can be particularly difficult.

In general, the most direct way to recover for your losses after an accident with an uninsured motorist involves making a claim against your own uninsured motorist policy. This may be the case in a hit-and-run accident. Unfortunately, not every insurance company is ready to respond in the way you deserve. The insurance reps may dispute your uninsured or underinsured motorist claim.

They may, for example, claim the accident was entirely your fault when in fact you may have been forced off the road by a reckless driver who did not actually hit your car. Your car may end up in a ditch and the other driver may flee. Often insurance companies will claim that the accident was entirely your fault because you do not know the identity of the driver who forced you off the road.

Disputes can arise for all sorts of reasons. With an experienced personal injury lawyer on your side, you can level the playing field with the insurance company, which will have its own attorney.

If you are involved in an accident with an uninsured or underinsured motorist, Zbinden & Curtis may be able to help you pursue the maximum compensation for your losses. Get in touch with our firm today for a free initial consultation.

Uninsured or Underinsured Motorist Coverage Requirements

Many states, including Washington, require insurance companies to offer motorists uninsured or underinsured motorist insurance to people purchasing liability coverage. Oregon requires every driver to carry a minimum of $25,000 of un/underinsured motorist coverage. This means that if you are an Oregon resident and hit by a un/underinsured driver, your insurance company can cover your bills up to that amount.

Auto insurance regulations are complex. Insurance companies may take advantage of the fact that many people do not understand their own coverage. When an unusual circumstance comes up, an insurance company may try to deny a claim or reduce the amount of money that the insured driver deserves and has been paying in premiums each month.

At Zbinden & Curtis, we understand how insurance companies operate. We know how to apply the laws to any circumstances related to an accident.

Free Injury Case Evaluation

Related Practice Areas

Car Accidents

Our team has successfully represented people injured in all types of traffic accidents, including rear-end accidents, hit-and-run accidents, and more. Call us today to...

Motorcycle Accidents

If you or someone you love has sustained a motorcycle accident injury, our team is here to aggressively pursue and obtain the maximum compensation...

Trucking Accidents

If you or a loved one has suffered a trucking accident injury, the experienced legal team at Zbinden & Curtis Attorneys At Law can...

Bicycle Accidents

Our law firm has extensive experience helping injured cyclists obtain the compensation they need to support their physical and economic recovery. Call us today...

E-Bike and E-Scooter Accidents

Electric bikes and scooters have become increasingly popular in downtown Portland. Whether it’s commuters riding e-bikes or others renting electric scooters from Bolt, Lime...

Pedestrian Injury

Whether you are walking on a sidewalk, in a crosswalk, or in a parking lot, you have little control over the actions of drivers....

Who Pays For Car Accident Compensation In Oregon?

Being involved in a car accident is a frightening experience that can change your life in seconds. You can be left with serious injuries that require...

Bus Accidents

Bus accidents may not happen every day in Oregon or Washington, but when an accident involving a bus occurs, the outcome is usually catastrophic....

High Speed Accidents

Speed limits are posted in and around Portland to keep drivers, pedestrians, motorcyclists, and cyclists safe. However, some drivers do not feel that obeying...

Multi-Vehicle Accidents

During the evening rush hour in Portland, Interstates 84 and 205 can become heavily congested. All it takes is one act of negligence to...
Let an experienced car accident attorney assist you or your loved one with your case. Contact us at Zbinden & Curtis today for your free and confidential consultation.